Traveling with kids is both rewarding and costly. Whether you're a single mom seasoned in family adventures or just starting out, finding ways to cut costs is key. To save you time, check out our top 4 credit card picks, ranked by rewards and benefits, that are perfect for single moms looking to save on family travel. From earning points on everyday purchases to scoring exclusive travel perks, these cards are designed to keep your family exploring without breaking the bank.
1. Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a favorite among travelers for good reason, particularly if you want to save big on flights! It’s our overall top pick for single mom travel both with and without kids.
- Rewards: Earn 2x points on travel and dining at restaurants worldwide.
- Sign-Up Bonus: Enjoy a generous sign-up bonus after spending a certain amount within the first few months.
- Redemption Options: Points can be transferred at a 1:1 ratio to leading airline and hotel loyalty programs for flexibility in booking family-friendly accommodations and flights.
- Additional Benefits: Travel confidently with trip cancellation/interruption insurance and auto rental collision damage waiver.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card’s straightforward rewards structure is perfect for families who want simplicity in earning and redeeming miles for travel expenses like flights and hotels.
- Rewards: Earn unlimited 2x miles on every purchase.
- Sign-Up Bonus: Receive a substantial bonus miles offer once you meet the spending threshold.
- Redemption Options: Miles can be redeemed for travel statement credits, allowing you to book flights, hotels, and more without blackout dates.
- Additional Benefits: Enjoy extended warranty protection on eligible purchases and travel accident insurance.
3. Citi Premier℠ Card
The Citi Premier℠ Card offers a robust rewards program on air travel, hotels, restaurants, supermarkets, and gas stations. You can quickly accumulate points and apply them towards your family’s next trip.
- Rewards: Earn 3x points on air travel, hotels, restaurants, supermarkets, and gas stations.
- Sign-Up Bonus: Benefit from a competitive bonus points offer when you meet initial spending requirements.
- Redemption Options: Points transfer to various airline partners, enhancing flexibility in booking flights for your family.
- Additional Benefits: Receive complimentary travel insurance coverage and access to Citi Entertainment® for special experiences with your loved ones.
4. American Express® Gold Card
For families who enjoy dining out and grocery shopping, the American Express® Gold Card is a solid pick. The card also offers valuable travel and shopping protections, enhancing peace of mind during your travels.
- Rewards: Earn 4x Membership Rewards® points at restaurants, including takeout and delivery, and on U.S. supermarkets (up to a certain limit per year).
- Sign-Up Bonus: Enjoy a valuable welcome offer that boosts your points balance from the start.
- Redemption Options: Points can be transferred to numerous airline and hotel loyalty programs or used directly for travel bookings.
- Additional Benefits: Access to exclusive dining experiences and travel protections like baggage insurance and global assistance services.
Traveling with kids as a single mom can seem out of reach with other financial obligations. However, choosing the right credit card based on your family’s spending habits and travel preferences can lead to significant savings on travel and more. Evaluate each card's rewards structure, sign-up bonus, and additional benefits to determine which one aligns best with your needs. We’ve narrowed down the top 4 credit cards to save you time, allowing you to focus on creating unforgettable memories with your kids.
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